Privacy Policy
Effective Date: May 26, 2025
At MJ Ribeiro, we respect your privacy and are committed to protecting your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website and engage with our services.
1. Information We Collect
We collect personal information that is necessary to provide our services. The types of information we may collect include:
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Personal Identifiable Information (PII): Name, email address, phone number, physical address, etc., provided through forms, consultations, or contact requests.
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Financial Information: Data related to consultations or services for financial planning and management.
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Usage Data: Information automatically collected when you interact with our website (e.g., IP address, browser type, device information, etc.) for improving website functionality and user experience.
We collect personal information with your knowledge and consent, typically through our website’s forms or through direct communication.
2. How We Use Your Information
We use your personal information to:
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Provide the services you request, including financial planning and consultations.
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Respond to inquiries, customer service requests, or complaints.
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Improve our website and services, including through the analysis of usage data.
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Comply with legal obligations.
3. Consent
By using our website or engaging with our services, you consent to the collection and use of your personal information as outlined in this Privacy Policy. You may withdraw your consent at any time by contacting us. However, this may affect our ability to provide certain services to you.
4. Disclosure of Your Information
We do not sell, trade, or rent your personal information to third parties. However, we may share your information under the following circumstances:
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Service Providers: We may share your information with third-party service providers who assist us in providing services (e.g., hosting services, email providers) provided they comply with PIPEDA requirements.
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Legal Requirements: We may disclose your information when required by law or when we believe it is necessary to comply with legal processes, protect our rights, or prevent fraud.
5. Safeguarding Your Information
We take reasonable precautions to protect your personal information from unauthorized access, alteration, or disclosure. These precautions include physical, technical, and administrative safeguards, including secure servers and encryption.
6. Cookies and Tracking Technologies
Our website uses cookies to enhance your user experience. Cookies are small files stored on your device that help us analyze web traffic and personalize your visit. You can disable cookies through your browser settings, though this may impact the functionality of our website.
7. Retention of Personal Information
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by law. Once this period has expired, we securely dispose of or anonymize your personal information.
8. Access and Correction of Your Information
Under PIPEDA, you have the right to request access to your personal information that we hold, and to correct any inaccuracies. If you wish to request access or correction, please contact us at the details provided below.
9. Third-Party Links
Our website may contain links to external websites that are not governed by this Privacy Policy. We are not responsible for the privacy practices of third-party websites. We encourage you to review their privacy policies before providing any personal information.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal obligations, or services. Any changes will be posted on this page, and the updated policy will take effect immediately upon posting. Please check this page periodically to stay informed about how we protect your personal information.
11. Contact Us
If you have any questions or concerns regarding this Privacy Policy or wish to exercise any of your rights under PIPEDA, please contact us:
MJ Ribeiro Consulting Corp
Email: financialsolutions@mjribeiro.com
Phone: (236) 862-2247 / (236) 862-4235
Location: 403-45761 Webb Ave, Chilliwack, BC, V2R 6K6